As the new year begins, many car buyers are looking for ways to save on their electric vehicle purchases. With the $7,500 federal EV tax credit no longer available, manufacturers are offering discounts and incentives to make their models more affordable. Here's a list of electric vehicles that can be purchased with 0% financing in January 2026, presented in alphabetical order by make.
The Chevrolet Equinox is one of the most affordable options, starting at around $35,000 for the 300-mile, five-passenger crossover. Additionally, Chevrolet is offering 0% financing for up to 60 months on remaining 2025MY models of its Silverado EV, which can be spec'd up to a 10,500 lb. GVWR.
Other brands such as BMW, Dodge, Hyundai, Jeep, and Kia are also cutting prices to keep dealer showrooms busy. However, it's essential to consider interest rates when making a purchase. This month, well-qualified Ford Mustang buyers in ZEV states can score 0% financing for 74 months plus $2,000 in bonus cash on remaining 2025MY Mach-Es.
Kia is also offering 0% financing for up to 72 months, plus $3,500 Bonus Cash, on certain trim levels of the Kia EV6. The Kia EV9, a three-row SUV from a mainstream brand with a great warranty and normal doors, may be an attractive option for those looking for a more spacious vehicle. With these deals in mind, it's worth exploring the available options to find the best fit for your needs and budget.
These 0% financing offers can provide significant savings for buyers, but it's crucial to factor in interest rates and other costs when making a decision. Carefully reviewing the terms of each deal is essential to ensure you're getting the best possible price.
